Funeral Insurance Quotes: Why do people shop for funeral insurance quotes online? Because it’s EASY, it’s FAST, and it’s CONVENIENT.

The challenge is;

Where can you visit online and what websites offer you the highest level of confidence that you are getting the best policy at the lowest rate?

IF YOU KNOW THE COMPANY YOU WANT

In the rare case where you know EXACTLY which final expense insurance company you would like to purchase from. You might feel most comfortable simply visiting the company’s website direct.

Most of the large well-known insurance companies make it very easy for people to get quotes. And directly apply online when receiving the quote. Some examples of those companies include;

• AIG Funeral Insurance Quotes Online
• Gerber Funeral Insurance Quotes Online
• Mutual of Omaha Funeral Insurance Quotes Online

ALTERNATIVES TO SHOPPING DIRECT – INDEPENDENT BROKERS

The alternatives to shopping direct are to work with an independent agent (broker), Affordable Final Expense is an example of an independent.

OBVIOUSLY, we would love the opportunity to help you and everyone else that visits our site. But our mission in this article is to help you better understand the ‘INDEPENDENT’ model so that it can help better help you protect your family.

ADVANTAGES TO PURCHASING FROM AN INDEPENDENT

The advantage to working with an independent agent/broker is that the agent does the work (shopping) for you. Most independent agents are skilled, trained and experienced in multiple (i.e. 10-20+) carriers.

An independent agent will be able to match you with the most effective company and policy for your;

• Age
• Health Status
• Tobacco Use
• Budget
• Payment Method (i.e. Paying Funeral Insurance with Direct Express)

For people with health conditions (mild, moderate or severe), they run the likelihood of taking 15-30 minutes of their valuable time to complete an application, only to be rejected – THEN – having to start all over again. That is VERY frustrating, and many times leads people to feel like they are uninsurable and after one rejection stop shopping altogether.

READ: 6 REASONS WHY INSURANCE COMPANIES WILL DENY YOU COVERAGE

An independent agent will be able to qualify you for the PERFECT CARRIER and LOWEST RATES with as few as 5-6 simple questions. Here are those simple, yet important, questions;

• How old are you?
• Do you smoke cigarettes and/or use tobacco?
• In the past 5 years, have you been diagnosed or treated for cancer, a heart condition, stroke, diabetes or COPD?
• What medications have you been prescribed in the past 3 years?
• What are your height and weight?
• What form of payment will be used to pay for your insurance?

THAT’S IT – Answers to those questions will immediately help your independent agent focus in on the carrier(s) that are best suited for you!

DISADVANTAGES TO WORKING WITH AN INDEPENDENT AGENT

There are really very few REAL reasons not to work with an independent agent/broker. There are some perceived reasons, but most of these have to do with heresy or just the public’s general perception of agents. Here are real and perceived and real disadvantages of working with an independent;

• Pushy sales agents, they work on commission, their goal is to sell – While 99.9% agents do work on commission, an independent’s job is to WORK FOR YOU, they are an agent of many companies. Independents may be assertive, they want to earn your business and their responsibility is TO YOU AND YOU ONLY!
• Agents push products I do not need or want – For independent agents, in general, this is NOT true. You may run across agents that try to bait-in-switch you into final expense (i.e. false advertising, like STATE REGULATED BENEFITS PROGRAM), however most independent agents are (or should be) focused on solving your problem and not selling you insurance.

SO -> WHAT ARE -> Best Websites For Funeral Insurance Quotes Online

The best websites for funeral quotes online are websites that offer MULTIPLE CARRIERS AND POLICIES FOR FUNERAL INSURANCE QUOTES AND INFORMATION for you to better understand your options.

Our website is a GREAT place to start, we have quotes from ALL THE INSURANCE COMPANIES IN THE INDUSTRY available. We do not represent ALL the carriers, however, we can write your policy for most of them. If we can’t write a policy for any carrier, at least you are informed as what your best options are – AND – we can help connect you with a local agent for that carrier (fyi – our competition thinks we are CRAZY for doing this!)

Below is a handy link to a Google search for helping you find the best websites for funeral insurance.

CLICK HERE FOR GOOGLE RESULTS – BEST WEBSITES FOR CHEAPEST FINAL EXPENSE INSURANCE

PLEASE NOTE: Once again, we would love an opportunity to help you right here on our site! But, please feel free to look around – the link above is intended to help YOU find what is best for YOU and YOUR FAMILY. You will find our trusted and secure website on the list above as the #3 or #4 website/company on the list!