If you already have a policy and are paying more, we can EASILY exchange the old policy … AND … transfer all accumulated cash from old policy to new policy, just tap [GET QUOTE].
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We would appreciate an opportunity to earn your trust and help find the best policy & rate for you. We are licensed and contracted for most of the companies in the list. 4 ways to get quotes for your age, health class & tobacco usage;
Click the link below for a Personalized Quote(s) for Your Age, Health Class & Smoking Status.
[GET QUOTE].
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CAN I TRUST LIST, HOW WAS THIS LIST PREPARED?
Prepared with #ElbowGrease, we manually researched (objectively) over 30 carriers/companies and listed the top rates and most reputable companies. We are licensed, contracted and appointed to help you with 10 of the companies above (hint, hint – we would LOVE to help you).
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ARE THERE BETTER RATES AVAILABLE?
Unlikely, but we never say never.
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“CHEAPEST FINAL EXPENSE” SEARCH GIVES RESULTS; GLOBE, GERBER, JOHN HANCOCK – WHY?
Those are ADS, purchased by companies to ensure they rank top of searches. PLEASE, do your research and read fine print for ads that say [Rates from $9.95 or $11.95].
Think of it like a hamburger restaurant advertising hamburgers for $0.10, the fine print is that you only get 1/2 a bun for $0.10!
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WHY NOT JUST GET CHEAPEST ON THIS LIST?
Health classes change everything, some companies are more forgiving with past & present health issues while some are very strict. The list above is SPOT on for VERY healthy people (no major health issues, no prescription medications – “maintenance” prescriptions are okay). Also, “Riders” (or add ons) will change this order significantly as well, some people want additional accidental death or other add-ons and that will change the order.
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WHY WOULD I NEED YOUR HELP NOW THAT YOU GAVE ME THIS LIST?
Great question! We are LOCAL (located in Wyandotte), not just some phone rep in a foreign land. We are licensed, contracted and appointed to represent and sell for 10 of the carriers above. We will; 1) save you time and money in the process, 2) answer all your questions, 3) able to pivot and recommend best carriers for any/all health issues as well as best carriers for “Riders” (add-ons),4) Prepare multiple quotes for multiple coverage amounts for you, saving you time, money and headache, 5) Be your front line of defense and personal carrier representative when you pass, the law says you must receive your benefit in 10 days, we will make sure your family gets it ASAP.
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ONCE AGAIN, WE WOULD LOVE TO EARN YOUR TRUST
Cheapest Final Expense is an independent insurance brokerage that offers services across all 50 US states, including the District of Columbia. The content provided on this site is intended solely for educational purposes. The insurance quotes presented on this website are not final. Despite our efforts to ensure the accuracy of all rates displayed, errors can occur. If there happens to be a discrepancy in pricing, the insurance provider’s rates will take precedence over any prices listed on our site.
Availability of products may vary by state. The eligibility for products from each insurance provider depends on several factors, including the state of residence of the person insured, their age, and any medical underwriting criteria. Plans that do not have a waiting period necessitate medical approval for the applicant and are subject to a contestability period. All guaranteed issue plans that do not ask health questions will adhere to a waiting period determined by the insurance company before any benefits are payable under the terms of the policy.
Coverage offered through Cheapest Final Expense may be underwritten by any of the following insurance companies: Ameritas, Lafayette Life, Mutual of Omaha, One America, or Wellabe.
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