Best Final Expense Rates, Quotes & Appointment in Michigan - Final Expense 101

Final Expense - 19 Companies w/Best Rates

Select an AGE and SMOKING status below for the lowest rate quotes from top companies.

Select Gender, Age & Non-Smoker/Smoker

1Women, 50-59, Non-Smoker
✔️ The 19 best & LOWEST PRICED plans for non-smoking Michigan women ages 50-59 ...
 
*NON-SMOKERS - $10,000 Coverage*
#1) GPM - $27.32 (RATING: A)
#2) Mutual of Omaha - $28.40 (A+)
#3) Colonial Penn - $28.42 (A-)
#4) Transamerica - $29.10 (A+)
#5) CFG - $29.25 (A-)
#6) United Home Life - $29.88 (A-)
#7) Tru-Stage - $30.30 (A)
#8) Liberty Bankers Life - $30.40 (B++)
#9) Foresters - $31.16 (A)
#10) Baltimore Life - $32.40 (B++)
#11) Americo - $36.32 (A)
#12) AARP - $44.00 (A+)
#13) Globe - $39.24 (A+)
#14) Gerber - $39.78
#14) State Farm - $41.60 (A++)
#15) AETNA - $44.00 (A)
#16) Royal Neighbors - $44.31 (A-)
#17) AIG - $46.90 (NA)
#18) John Hancock - $62.96 (A+)
2Women, 50-59, Smoker
✔️ The 19 best & LOWEST PRICED plans for Michigan women smokers ages 50-59 ...
 
*SMOKERS - $10,000 Coverage*
#1) Americo - $36.32 (Rating: A)
#2) GPM - $38.32 (A+)
#3) Mutual of Omaha - $38.32 (A+)
#4) Transamerica - $38.80 (A+)
#5) Liberty Bankers Life - $38.99 (B++)
#6) CFG - $39.20 (A-)
#7) United Home Life - $39.40 (A-)
#8) Baltimore Life - $41.40 (B++)
#9) State Farm - $ 42.94 (A++)
#10) AIG - $43.23 (NA)
#11) AARP - $44.00 (A+)
#12) Gerber - $44.28 (A)
#13) Foresters - $44.75 (A)
#14) AETNA - $55.00 (A)
#15) Royal Neighbors - $52.21 (A-)
#16) John Hancock - $62.96 (A+)
#17) Colonial Penn - NA (no quote for smokers) (A-)
#18) Globe - NA (no quote for smokers) (A+)
#19) Tru-Stage - NA (no quote for smokers) (A)
3Men, 50-59, Non-Smoker
✔️ The 19 best & LOWEST PRICED plans for smoking Michigan men ages 50-59 ...
 
*NON-SMOKERS - $10,000 Coverage*
#1) Mutual of Omaha - $35.09 (Rating: A+)
#2) Tru-Stage - $35.70 (A)
#3) Foresters - $36.86 (A)
#4) Transamerica - $36.79 (A+)
#5) CFG - $37.12 (A-)
#6) GPM - $37.21 (A-)
#7) Liberty Bankers Life - $37.79 (B++)
#8) United Home Life - $37.88 (A-)
#9) Colonial Penn - $39.07 (A-)
#10) Baltimore Life - $39.60 (B++)
#11) AARP - $41.00 (A+)
#12) Globe - $42.24 (A+)
#13) State Farm - $41.60 (A++)
#14) Gerber - $43.52 (A)
#15) Americo - $44.62 (A)
#16) AETNA - $45.00 (A)
#17) Royal Neighbors - $46.31 (A-)
#18) John Hancock - $52.46 (A+)
#19) AIG - $56.90 (NA)
4Men, 50-59, Smoker
✔️ The 19 best & LOWEST PRICED plans for Michigan men smokers ages 50-59 ...
 
*SMOKERS - $10,000 Coverage*
#1) Americo - $44.62 (Rating: A)
#2) Mutual of Omaha - $47.29 (A+)
#3) Transamerica - $47.80 (A+)
#4) GPM - $48.26 (A-)
#5) CFG - $49.64 (A-)
#6) United Home Life - $50.35 (A-)
#7) Liberty Bankers Life - $50.58 (B++)
#8) Baltimore Life - $52.20 (B++)
#9) State Farm - $ 52.94 (A++)
#10) Foresters - $55.10 (A)
#11) AIG - $56.90 (NA)
#12) Gerber - $57.93 (A)
#13) AETNA - $65.00 (A)
#14) Royal Neighbors - $61.01 (A-)
#15) AARP - $68.00 (A+)
#16) John Hancock - $72.96 (A+)
#17) Colonial Penn - NA (no quote for smokers) (A-)
#18) Globe - NA (no quote for smokers) (A+)
#19) Tru-Stage - NA (no quote for smokers) (A)
5Women, 60-69, Non-Smoker
✔️ The 19 best & LOWEST PRICED plans for non-smoking Michigan women ages 60-69 ...
 
*NON-SMOKERS - $5,000 COVERAGE*
#1) GPM - $17.45 (RATING: A)
#2) Mutual of Omaha - $18.04 (A+)
#3) CFG - $18.95 (A-)
#4) Tru-Stage - $19.00 (A)
#5) AARP - $19.00 (A+)
#6) Foresters - $19.28 (A)
#7) Liberty Bankers Life - $19.65 (B++)
#8) United Home Life - $19.88 (A-)
#9) Transamerica - $20.05 (A+)
#10) Royal Neighbors - $20.41 (A-)
#11) Americo - $21.13 (A)
#12) Globe - $21.24 (A+)
#13) State Farm - $21.60 (A++)
#14) Baltimore Life - $22.05 (B++)
#16) AETNA - $22.92 (A)
#15) Gerber - $25.99 (A)
#16) John Hancock - $25.96 (A+)
#17) AIG - $26.01 (NA)
#19) Colonial Penn - $29.85 ( (A-)
6Women, 60-69, Smoker
✔️ The 19 best & LOWEST PRICED plans for Michigan women smokers ages 60-69 ...
 
*SMOKERS - $5,000 COVERAGE*
#1) Americo - $21.13 (Rating: A)
#2) Mutual of Omaha - $23.94 (A+)
#3) CFG - $25.06 (A-)
#4) GPM - $25.73 (A+)
#5) Transamerica - $25.85 (A+)
#6) Gerber - $25.99 (A)
#7) AIG - $26.01 (NA)
#8) United Home Life - $26.11 (A-)
#9) Liberty Bankers Life - $26.23 (B++)
#10) Foresters - $27.81 (A)
#11) Baltimore Life - $27.90 (B++)
#12) Royal Neighbors - $28.91 (A-)
#13) State Farm - $ 28.94 (A++)
#14) AARP - $29.00 (A+)
#15) AETNA - $32.92 (A)
#16) John Hancock - $32.96 (A+)
#17) Colonial Penn - NA (no quote for smokers) (A-)
#18) Globe - NA (no quote for smokers) (A+)
#19) Tru-Stage - NA (no quote for smokers) (A)
7Men, 60-69, Non-Smoker
✔️ The 19 best & LOWEST PRICED plans for non-smoking Michigan men ages 60-69 ...
 
*NON-SMOKERS - $5,000 COVERAGE*
#1) GPM - $22.75 (RATING: A)
#2) Tru-Stage - $22.90 (A)
#3) Mutual of Omaha - $22.98 (A+)
#4) CFG - $24.38 (A-)
#5) Foresters - $24.17 (A)
#6) United Home Life - $24.52 (A-)
#7) AARP - $25.00 (A+)
#8) Liberty Bankers Life - $25.21 (B++)
#9) Transamerica - $25.10 (A+)
#10) Royal Neighbors - $26.36 (A-)
#11) Americo - $26.73 (A)
#13) State Farm - $26.80 (A++)
#14) Baltimore Life - $27.00 (B++)
#16) AETNA - $27.50 (A)
#15) Gerber - $32.40 (A)
#17) AIG - $32.58 (NA)
#16) John Hancock - $33.51 (A+)
#19) Colonial Penn - $39.80 (A-)
8Men, 60-69, Smoker
✔️ The 19 best & LOWEST PRICED plans for Michigan men smokers ages 60-69 ...
 
*SMOKERS - $5,000 COVERAGE*
#1) Americo - $26.73 (Rating: A)
#2) Mutual of Omaha - $31.11 (A+)
#3) CFG - $31.88 (A-)
#4) GPM - $32.42 (A+)
#5) Gerber - $32.44 (A)
#6) AIG - $32.58 (NA)
#7) Transamerica - $33.05 (A+)
#8) United Home Life - $33.88 (A-)
#9) Liberty Bankers Life - $34.66 (B++)
#10) Foresters - $34.54 (A)
#11) Royal Neighbors - $35.06 (A-)
#12) Baltimore Life - $35.10 (B++)
#13) State Farm - $ 35.94 (A++)
#14) AARP - $41.00 (A+)
#15) AETNA - $39.17 (A)
#16) John Hancock - $38.81 (A+)
#17) Colonial Penn - NA (no quote for smokers) (A-)
#18) Globe - NA (no quote for smokers) (A+)
#19) Tru-Stage - NA (no quote for smokers) (A)
9Women, 70+, Non-Smoker
✔️ The 17 best & LOWEST PRICED plans for non-smoking Michigan women ages 70-85 ...
 
*NON-SMOKERS - $5,000 COVERAGE*
#1) Foresters - $28.18 (A)
#2) Mutual of Omaha - $28.22 (A+)
#3) United Home Life - $28.41 (A-)
#4) CFG - $28.87 (A-)
#5) Royal Neighbors - $29.11 (A-)
#6) GPM - $29.14 (RATING: A)
#7) Liberty Bankers Life - $29.71 (B++)
#8) Transamerica - $30.20 (A+)
#9) AARP - $32.00 (A+)
#10) Americo - $32.34 (A)
#11) Tru-Stage - $32.90 (A)
#12) Baltimore Life - $33.30 (B++)
#13) AETNA - $34.58 (A)
#14) Gerber - $38.23 (A)
#15) AIG - $38.26 (NA)
#16) Colonial Penn - $39.80 (A-)
#17) John Hancock - $45.96 (A+)
10Women, 70+, Smoker
✔️ The 17 best & LOWEST PRICED plans for Michigan women smokers ages 70-85 ...
 
*SMOKERS - $5,000 COVERAGE*
#1) Americo - $32.34 (Rating: A)
#2) Gerber - $38.23 (A)
#3) AIG - $38.26 (NA)
#4) Mutual of Omaha - $38.34 (A+)
#5) United Home Life - $38.59 (A-)
#6) CFG - $39.16 (A-)
#7) Foresters - $39.45 (A)
#8) Liberty Bankers Life - $40.24 (B++)
#9) Transamerica - $40.50 (A+)
#10) Royal Neighbors - $40.51 (A-)
#11) AARP - $42.00 (A+)
#12) Baltimore Life - $42.30 (B++)
#13) GPM - $45.12 (A+)
#14) AETNA - $49.59 (A)
#15) John Hancock - $52.96 (A+)
#16) Colonial Penn - NA (no quote for smokers) (A-)
#17) Tru-Stage - NA (no quote for smokers) (A)
11Men, 70+, Non-Smoker
✔️ The 17 best & LOWEST PRICED plans for non-smoking Michigan men ages 70-85 ...
 
*NON-SMOKERS - $5,000 COVERAGE
#1) GPM - $37.28 (Rating: A)
#2) Foresters - $38.03 (A)
#3) Mutual of Omaha - $38.45 (A+)
#4) Tru-Stage - $38.40 (A)
#5) Royal Neighbors - $38.71 (A-)
#6) CFG - $39.30 (A-)
#7) United Home Life - $39.49 (A-)
#8) Liberty Bankers Life - $38.97 (B++)
#9) AARP - $40.00 (A+)
#10) Transamerica - $40.55 (A+)
#11) Baltimore Life - $41.85 (B++)
#12) AETNA - $42.50 (A)
#13) Americo - $43.35 (A)
#14) Gerber - $50.05 (A)
#15) AIG - $50.09 (NA)
#16) Colonial Penn - $69.65 ( (A-)
#17) John Hancock - $70.06 (A+)
 
12Men, 70+, Smoker
✔️ The 17 best & LOWEST PRICED plans for Michigan men smokers ages 70-85 ...
 
*SMOKERS - $5,000 COVERAGE
#1) Americo - $43.35 (Rating: A)
#2) Gerber - $50.05 (A)
#3) AIG - $50.09 (NA)
#4) Mutual of Omaha - $54.98 (A+)
#5) CFG - $56.29 (A-)
#6) Royal Neighbors - $56.51 (A-)
#7) Foresters - $56.33 (A)
#9) Transamerica - $57.15 (A+)
#9) Baltimore Life - $57.15 (B++)
#10) AETNA - $59.17 (A)
#12) GPM - $60.14 (A+)
#12) United Home Life - $60.83 (A-)
#13) Liberty Bankers Life - $60.99 (B++)
#14) AARP - $67.00 (A+)
#15) John Hancock - $82.96 (A+)
#16) Colonial Penn - NA (no quote for smokers) (A-)
#17) Tru-Stage - NA (no quote for smokers) (A)
 

If you already have a policy and are paying more, we can EASILY exchange the old policy ... AND ... transfer all accumulated cash from old policy to new policy, just tap [GET QUOTE] at bottom of post or click here -> http://bit.ly/MIFEQUOTE.


*************************************************************


We would appreciate an opportunity to earn your trust and help find the best policy & rate for you. We are licensed and contracted for most of the companies in the list. 4 ways to get quotes for your age, health class & tobacco usage;

Click the link below for a Personalized Quote(s) for Your Age, Health Class & Smoking Status.
-> http://bit.ly/MIFEQUOTE


*************************************************************

CAN I TRUST LIST, HOW WAS THIS LIST PREPARED?

Prepared with #ElbowGrease, we manually researched (objectively) over 30 carriers/companies and listed the top rates and most reputable companies. We are licensed, contracted and appointed to help you with 10 of the companies above (hint, hint - we would LOVE to help you).

*************************************************************


ARE THERE BETTER RATES AVAILABLE?

Unlikely, but we never say never.

*************************************************************

"CHEAPEST FINAL EXPENSE" SEARCH GIVES RESULTS; GLOBE, GERBER, JOHN HANCOCK - WHY?

Those are ADS, purchased by companies to ensure they rank top of searches. PLEASE, do your research and read fine print for ads that say [Rates from $9.95 or $11.95].

Think of it like a hamburger restaurant advertising hamburgers for $0.10, the fine print is that you only get 1/2 a bun for $0.10!

*************************************************************


WHY NOT JUST GET CHEAPEST ON THIS LIST?

Health classes change everything, some companies are more forgiving with past & present health issues while some are very strict. The list above is SPOT on for VERY healthy people (no major health issues, no prescription medications - "maintenance" prescriptions are okay). Also, "Riders" (or add ons) will change this order significantly as well, some people want additional accidental death or other add-ons and that will change the order.

*************************************************************


WHY WOULD I NEED YOUR HELP NOW THAT YOU GAVE ME THIS LIST?

Great question! We are LOCAL (located in Wyandotte), not just some phone rep in a foreign land. We are licensed, contracted and appointed to represent and sell for 10 of the carriers above. We will; 1) save you time and money in the process, 2) answer all your questions, 3) able to pivot and recommend best carriers for any/all health issues as well as best carriers for "Riders" (add-ons),4) Prepare multiple quotes for multiple coverage amounts for you, saving you time, money and headache, 5) Be your front line of defense and personal carrier representative when you pass, the law says you must receive your benefit in 10 days, we will make sure your family gets it ASAP.

*************************************************************

ONCE AGAIN, WE WOULD LOVE TO EARN YOUR TRUST

Click the link below for a Personalized Quote(s) for Your Age, Health Class & Smoking Status.
-> http://bit.ly/MIFEQUOTE